Disability Accommodation in Craigieburn — All the Options Explained

There are more disability accommodation options than most families realise, and they can be confusing to sort out. SIL, SDA, ILO, respite — the acronyms do not help. This page is a plain-language guide to the four main NDIS accommodation types, how they work, who they suit, and what is actually available in Craigieburn right now.

You Belong Care operates across SIL, respite and coordination of SDA placements. We can walk participants and families through the options without trying to push you into something that does not fit.

Accommodation Options Covered

The Key Thing to Understand: Support vs Housing

NDIS splits disability accommodation into two separately-funded components:

Support Funding Housing Funding
Pays for the workers who support you in the home Pays for the building itself (in some cases)
SIL, or standard support hours SDA (for a small cohort with extreme functional impairment)
Most participants have this Most participants do not qualify for SDA
You choose the provider You choose the SDA dwelling

The most common situation is SIL support in mainstream rental housing — you rent like any tenant, and SIL workers come in for their shifts. SDA is a separate funding type for participants whose housing itself needs to be specialised.

Supported Independent Living (SIL)

SIL is the most commonly-funded accommodation support. It funds 24/7 support workers in a residential setting — usually a shared home with 2-4 other participants. Three levels:

  • Lower — irregular scheduled shifts, for participants who are largely independent
  • Standard — 24/7 including active overnight worker
  • Higher — 2:1 or clinical oversight for complex medical or behavioural needs

Full details on our Supported Independent Living page, including our SIL vacancies.

Specialist Disability Accommodation (SDA)

SDA is purpose-built housing for participants with “extreme functional impairment” or “very high support needs” where mainstream housing cannot meet the access or safety requirements. SDA is not for every participant — only a small percentage qualify.

SDA dwelling categories include:

  • Improved Liveability — enhanced accessibility (ramp, wider doors, accessible bathroom)
  • Fully Accessible — wheelchair accessible throughout, higher specifications
  • High Physical Support — ceiling hoists, assistive technology throughout
  • Robust — built for behaviours of concern, specific safety features

SDA funding pays the SDA provider (the owner of the building) directly. The participant contributes a reasonable rent (up to 25% of the DSP plus rent assistance). The NDIS tops up the rest to cover building costs.

Qualifying for SDA requires specific evidence — usually an OT report plus supporting documentation showing standard housing cannot meet needs. Our support coordination team helps participants prepare SDA applications.

Individualised Living Options (ILO)

ILO is a more flexible option for participants who want to live independently but need some support, and who do not want a traditional SIL shared house. ILO sits between SIL and completely independent living.

Typical ILO arrangements:

  • Host arrangement — participant lives with a host family or individual who provides some support in exchange for a share of NDIS funding
  • Co-residency — participant lives with a housemate who provides some practical support
  • Drop-in support in a private rental — NDIS funds scheduled support visits, not 24/7 presence
  • Peer-based independent living — participants living together, supporting each other

ILO is a good option for participants who find SIL too institutional but cannot manage completely alone. Setup is more bespoke and takes longer. It is funded differently from SIL and requires a specific ILO exploration phase first.

Short-Term Accommodation (STA) and Respite

STA covers short-term stays — from one night to two weeks — in respite accommodation. Used for:

  • Giving family carers a break
  • Testing out shared living before a SIL move
  • Transitioning out of hospital before going home or to SIL
  • Emergency situations — primary carer hospitalised, crisis in the family home

Full details on our Respite Care page.

Mainstream Rental With NDIS Support

Sometimes the best accommodation option is a regular rental (private or public housing) with NDIS support coming in as needed. This is particularly the case for participants who:

  • Have a partner or family member who provides most daily support
  • Want to live alone but with drop-in support
  • Qualify for public or community housing through the Victorian Housing Register
  • Are on the path to greater independence and do not need full SIL

This is cheaper in NDIS funding terms and more flexible. We can provide support workers on this basis — see our NDIS support worker page.

Deciding Which Option Fits

The question “which accommodation type do I need?” depends on several factors:

Situation Best Fit
High support needs + shared setting works + no specific housing requirement SIL in mainstream rental
High support needs + specific housing requirements (hoists, accessibility, behaviour-proof) SIL + SDA together
Moderate support needs + want own place + family or housemate assists ILO arrangement
Moderate support needs + independent-minded + do not want shared living Private rental + drop-in support
Just need breaks, not a move STA / in-home respite
Aging parent who can still care but wants security ILO with aging parent as host

Most participants do not settle on the right option first go. It is normal to try SIL and move to ILO, or start with respite and progress to a permanent move.

Planning an Accommodation Move

Any move is significant. We help with:

Disability Accommodation in Craigieburn and the North Corridor

Craigieburn, Roxburgh Park, Mickleham and the wider Hume-Whittlesea corridor are good areas for disability accommodation for several reasons:

  • Affordable rentals compared to inner Melbourne
  • Growing NDIS service footprint (more providers, more choice)
  • Good public transport — Craigieburn train line, bus networks
  • Multiple hospitals within 20 minutes — Northern Hospital Epping, Broadmeadows
  • New housing stock with relatively modern access standards
  • Strong community services and cultural diversity

Our SIL vacancies are concentrated in Craigieburn, Roxburgh Park, and Mickleham. See current availability on the SIL vacancies page.

Start With an Options Conversation

The first step is a one-hour conversation about what you actually want. No commitment. No pushing you toward a specific option.

Frequently Asked Questions

Four main types: Supported Independent Living (SIL) support, Specialist Disability Accommodation (SDA) housing, Individualised Living Options (ILO), and Short-Term Accommodation (STA / respite). Plus support for mainstream rental with drop-in support.

SIL funds support workers. SDA funds purpose-built housing. Most participants have SIL. SDA is for a smaller cohort with specific housing needs — extreme functional impairment or high support needs requiring specialised building features.

SDA eligibility requires evidence of “extreme functional impairment” or “very high support needs” where mainstream housing cannot meet access or safety needs. An OT report, medical documentation and often a support coordinator’s case is needed. Only a minority of participants qualify.

Individualised Living Options. More flexible accommodation arrangements — host family, co-residency, drop-in support in private rental. Bridges the gap between SIL and completely independent living.

Yes — usually. Our SIL vacancies list is updated weekly. See the SIL vacancies page for current availability.

Yes. Many participants rent privately (or have public housing) and use NDIS support workers for daily support. No SIL or SDA funding required.

Generally no — NDIS does not fund family members as support workers except in rare circumstances. ILO host arrangements are an exception, where a host (sometimes a family member) receives a portion of funding for their role.

SIL: you pay regular market rent to whoever owns the property. SDA: you pay a reasonable rent contribution (up to 25% of DSP + rent assistance). NDIS covers the rest for SDA only.

Yes. Many participants use SIL as a stepping stone and move to more independent arrangements later as skills build. We support the transition and can reduce support intensity gradually.

Call for an initial conversation. We can cover options in about an hour and help you work out what is worth exploring further.

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